Issued by Pruco Life Insurance Company and Pruco Life Insurance Company of New Jersey, subsidiaries of Prudential Financial, both policies deliver consumers tailored coverage depending on their specific needs.

The enhanced VUL Protector offers life insurance protection with a no-lapse guarantee as well as an optional rider, the BenefitAccess rider, which enables policyholders to accelerate the death benefit to cover costs associated with a chronic or terminal illness.

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VUL Protector also features six new underlying investment options from known investment companies that provide the potential to accumulate cash value that clients can use during their lifetime.

"VUL Protector can provide flexibility to help consumers meet different challenges throughout their lifetime," said Mark Hug, executive vice president, product and marketing, Prudential Individual Life Insurance.

"Enhancements to the product strike a balance between the need for life insurance protection and the ability to access cash should unexpected needs arise."

PruTerm One, a one-year, annually renewable, convertible term product has been designed to fulfill consumers’ short-term needs.

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Hug further said, "There are many situations that can arise over the course of one’s life that could require the need for life insurance protection on a shorter-term basis."

"Whether supporting an existing life insurance policy, fulfilling the need to close a temporary life insurance coverage gap or protecting a business in case an owner or key person dies, PruTerm One can be an ideal solution."