Specialist insurer Beazley has rolled out a new occurrence media liability policy to offer coverage for the risks faced by small and medium-sized media outlets and publishers in the US.

The new policy offers professional indemnity cover written on an occurrence basis. The coverage includes defamation, libel & slander and infringement of copyright & trademark along with other content-related exposures.

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It also offers optional coverage for technology errors and omissions, information security and privacy, and bodily injury or property damage caused by the publication of content.

Additionally, the policy covers unintentional breach of contract with a client, and mitigation costs to minimise claims escalation.

Beazley global media liability head Angela Weaver said: “The US media sector is undergoing substantial changes, with the launch of new channels for publishing and broadcasting and the growing reach of bloggers, vloggers and social influencers.

“Many media businesses are diversifying and will undertake contracts for services as well as publishing or broadcasting content. Our new policy explicitly defines the breach of contract cover as well as more traditional media liability.”

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Various professionals including publishers, broadcasters, authors and journalists, bloggers, vloggers, social influencers and content creators, as well as advertising producers and advertising agencies are covered under Beazley’s media liability policy.

Policy is launched by the company’s team of private enterprise insurance specialists in the US and the London market-based media liability team.