Rate Insurance has collaborated with Spot Pet Insurance, offering its customers a 10% discount on all pets and an additional 10% multi-pet discount. 

Spot Pet provides customisable pet insurance plans designed to address the specific needs of individual pets, offering coverage for accidents, illnesses and optional preventive care. 

Its plans offer access to a 24/7 pet telehealth helpline, providing Rate Insurance customers with professional advice and guidance. 

Spot Pet Insurance aims to simplify the claims process, allowing Rate Insurance customers to easily submit and track claims online. 

Rate Insurance president Jeff Wingate said: “At Rate Insurance, we are continuously looking for ways to provide value and meet the evolving needs of our customers. Partnering with Spot Pet Insurance allows us to expand our portfolio of offerings with flexible and accessible coverage that supports the health and well-being of pets – a growing priority for families nationwide.” 

Spot Pet’s insurance plans are underwritten by Independence American or United States Fire, produced by Spot Pet Insurance Services. 

Rate Insurance is a national brokerage licensed in all 50 states, offering a wide range of personal, commercial, specialty and life insurance products. Established in 2008, it is owned by Rate. 

In November 2024, the company named Mitchell Brown as its vice-president of commercial insurance.  

Brown has been tasked with heading the company’s commercial sales division, with an emphasis on expanding its offerings and expertise in niche commercial markets.  

His career spans retail, wholesale, carrier and aggregation sectors.