Yorkshire based Cura Financial Services are launching a referral service for advisers looking to place impaired lives cases.
Kathryn Knowles, in charge of marketing at Cura, said: “We specialise in getting cover in place for impaired lives. We prefer to say ‘quirky or hard to place cases’ to describe high risk individuals that insurance companies might decline or apply an underwriting rating to.
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“We’re now ready to offer our expertise to other advisers. If they’re finding it difficult to place a case we’ve introduced a straightforward process to help them”
Cura invites advisers with difficult to place cases, to contact them to discuss the client’s details. The Cura team will then source the right cover. Once the case is on risk and the client is covered the introducing adviser will get paid.
Knowles continues: “Advisers are busy and the protection application process is long enough without the added complication of health issues or hazardous occupations or hobbies. We’re offering to make things easier for advisers by letting them refer cases to us. We source the right cover and the adviser gets paid. Simple.”
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