Texas, US-based farm mutual insurer Germania Insurance has teamed up with Nearmap to leverage the latter’s Betterview platform.  

This collaboration aims to improve property risk evaluation, optimise inspections and enhance underwriting decisions.  

By integrating Nearmap’s solutions, Germania gains visibility into roof conditions and property risks to mitigate losses from wind and hail claims. 

For almost a year, Germania has been using the capabilities of the Betterview by Nearmap platform, extracting insights into roof conditions, pinpointing high-exposure risks and refining inspection strategies.  

The integration allows real-time access to location intelligence solutions, offering insights that enable management of catastrophic-related risks. 

As the partnership progresses, Germania plans to scale up the use of Nearmap’s solutions with a focus on portfolio intelligence across its entire book of business. 

Germania Insurance enterprise CX operations VP Rachel Bazan stated: “The Betterview by Nearmap platform enables us to identify potential risks before they result in property damage. With comprehensive insights into roof conditions, roof age and property attributes, we can reduce premium leakage and uphold underwriting best practices.” 

Nearmap insurance GM David Tobias said: “By leveraging AI-powered property intelligence, Germania is making smart underwriting decisions, reducing unnecessary claims and improving its ability to serve policyholders across Texas.” 

Last month, Nearmap launched Portfolio Intelligence, an AI-powered solution that equips insurers with comprehensive insights at the portfolio level. 

The tool was integrated into the Betterview platform.