Insurtech Tempcover has launched an app that provides comprehensive short-term vehicle insurance.

The key element of the app is a two-step policy confirmation process that allows customers to be covered with 90 seconds.

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Working with its underwriting partners, it has simplified the question set for customers. In addition, it is in “straightforward English” with “no long-winded T&Cs”.

Furthermore, the app enables customers to make a unique user profile for all policy documentation to be viewed and managed.

Security is managed by either a six-digit PIN or a the smartphones built-in biometric authentication.

The app also provides exclusive access to the Covered Club loyalty scheme where customers ar erewarded with discounts.

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Tempcover CTO Marc Pell said: “The new and entirely overhauled user experience was co-created with customers – with multiple-stage research and testing resulting in a fit-for-purpose user experience based on customer demands and expectations.

“Whether you need to borrow a car, test drive a new vehicle before buying or even drive away with a new set of wheels straight from the forecourt without having to arrange annual cover, Tempcover’s short-term car insurance policies offer comprehensive cover as standard. An added benefit is there’s no risk to any existing No Claims Discount, as it’s a separate and standalone policy.”

Tempcover has focused on short-term vehicle insurance since 2006 with policies that last between 1 hour and 28 days.

To date, it has sold more than three-million policies.

For Tempcover CEO Alan Inskip’s thoughts on his company and the sector, click here.